Welcome to NETCLO Property Insurability Reports, PIR™
The first platform dedicated to providing underwriter level data and insights on the insurability of a property. Harnessing the power of AI we deliver critical information on the insurability of a property allowing you to make data based informed decisions and elevate your standard of care.
We Understand Your Challenges in Today's Market
Navigating the current real estate and mortgage landscape can be demanding. NETCLO PIR™ is designed to cut through the complexity, providing the speed and clarity you need. - Larry Klapow, CEO of NETCLO
- Tired of deals delayed by slow, opaque insurance assessments?
- Struggling with outdated or inaccurate property data?
- Need to provide fast, reliable insurability insights to stay competitive?
Illustrative: A professional PIR Brief document.
Designed to Help You Uphold the Highest Standard of Care
Each NETCLO's Property Insurability Report (PIR™) distills massive amounts of data into a concise, actionable summary that helps you navigate transactions with confidence.
Empower Real Estate Professionals
Advise clients with data-backed confidence, identify potential insurability roadblocks early, streamline negotiations, and accelerate deal closures.
Clarity for Buyers
Understand a property's true risk profile and anticipate potential insurance costs *before* committing, avoiding costly surprises down the line.
Advantage for Sellers
Proactively address and document insurability, making your property more transparent and attractive to potential buyers, leading to quicker sales.
Ready to Experience the Future of Property Assessment?
Choose a package that fits your needs and join the growing number of professionals leveraging NETCLO PIR™ to overcome the insurance crisis and build a more resilient future.
Start
$3.30 Per Report
- 30 Property Credits
- Unlimited Cloud Storage
- Standard AI Analysis
Grow
$3.10 Per Report
- 90 Property Credits
- Unlimited Cloud Storage
- Enhanced AI Analysis
- Priority Support
Scale
$2.49 Per Report
- 200 Property Credits
- Unlimited Cloud Storage
- Advanced AI Analysis & API Access
- Dedicated Account Manager
Credits never expire, purchase and use at your own pace. Need a custom solution or have more questions?Contact Sales
Dive Deep: The power of the NETCLO PIR™ platform
Each NETCLO PIR™ is a comprehensive dossier, meticulously assembled by our AI to give you a complete, actionable understanding of any property. Go beyond surface-level data and let NETCLO AI help you remove risk with unprecedented clarity.
Comprehensive Property Profile
Full address verification, unique NETCLO Location ID, confirmed land use, and essential property type characteristics at your fingertips.
Detailed Property Specifications
Key structural details including bedrooms, bathrooms, precise square footage, number of stories, year built, lot size, construction materials, and system ages (roof, HVAC, etc.).
Granular Risk Assessment Summary
Clear, concise overall risk scoring (e.g., Low, Medium, High, Critical) with insightful breakdowns for property conditions and specific hazard exposures.
Specific Hazard Exposure Data
Understand exposure to key perils such as flood (zone, score), wildfire (risk score, surrounding vegetation), wind, hail, and other relevant environmental risks, often with visual map overlays.
Actionable Coverage & Cost Insights
Receive estimated dwelling coverage amounts and indicative premium ranges. Access data points crucial for accurate replacement cost estimations.
Replacement Cost Valuation Tools
Integrated tools and data points to help you accurately estimate property replacement costs, crucial for appropriate coverage and financial planning.
Experience PIR™ in Action:
NETCLO is the world's first real-time location underwriting platform that gives your the AI tools you need to improve a property's risk profile. Discover our novel and unique, patent-pending, Human-AI workflow.
Intuitive Address Search & Pinpoint Validation
Start with our seamless Google-powered address search. Confirm your property on an interactive map, validated with precise coordinates for pinpoint accuracy, ensuring you're analyzing the right location, every time.
Dynamic Multi-Angle Imagery
Instantly access a rich gallery of high-resolution aerial, street-level, and (where available) user-uploaded exterior/interior imagery. Switch views on the fly to explore every angle and gain a comprehensive visual understanding.
Real-Time AI Processing & Insight Generation
Witness the power of NETCLO AI. Our system processes vast amounts of data in real-time, providing live updates and a transparent view into how your comprehensive report and actionable insights are generated in minutes.
Interactive Risk Data Exploration
Don't just see data, interact with it. Explore collapsible sections detailing property specifications and risk breakdowns. Visualize hazard exposures like flood and fire zones directly on dynamic maps integrated within your report.
One-Click Professional PIR Brief
Download a comprehensive, professionally formatted PIR Brief in PDF with a single click. This shareable document is perfect for clients, stakeholders, or your internal records, summarizing key findings and insights.
Provide your clients with the highest standard of care
NETCLO is an AI-powered insurance technology platform designed to modernize and streamline property risk evaluation, insurance procurement, and transaction workflows. At the core of NETCLO's offering is the Property Insurability Report (PIR), a patent-pending system that empowers real estate professionals, lenders, investors, and transaction coordinators to anticipate and mitigate insurance-related issues before they impact closing.
Key Capabilities by Professional Role
Property Insurability Report (PIR)
Allows agents to assess a property’s insurance risks (fire zone, flood zone, roof age, prior claims, etc.) before listing.
Insurance Contingency Management
Ensures buyers can remove the insurance contingency early in escrow.
Listing Preparation Tool
Helps sellers address potential insurance issues up front, avoiding transaction fallout.
Client Confidence
Enables agents to provide underwriter-level insight, boosting client trust and credibility.
Transaction Speed
Prevents last-minute delays by securing insurance quotes within minutes.
What Professionals Are Saying About NETCLO PIR™
"NETCLO PIR™ has revolutionized how I assess property viability for my clients. The speed and detail are unmatched, helping us close deals faster and with more confidence."
Sarah M., Realtor
Premiere Properties Inc.
"The accuracy of the risk data, especially for flood and fire zones, is critical for our lending decisions. NETCLO PIR™ provides the clarity we need instantly."
John B., Mortgage Broker
SecureLend Financial
"As an investor, understanding true risk is paramount. NETCLO's detailed reports and AI-driven insights are an indispensable part of my due diligence process."
Linda K., Property Investor
LK Capital Ventures